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Making Fortunes With Long-Term Value Investing
The key to making money in the stock market is invest for the long-term, buying only undervalued stocks which, to quote Benjamin Graham, have a "Margin Of Safety". Ben Graham and Warren Buffett both made enormous fortunes through long-term value...
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Falling Home Values and Preforeclosure Investing
The rapid increase in home values has proven to be as good as
lottery winnings for homeowners in many areas. But look out -
old tricks may no longer fool anyone.
The real estate boom has bailed out many folks who have been
caught between...
Index investing - Going by the numbers
The Dow, the NASDAQ, the S&P 500 – these are stock indexes, company structures that keep track of the values of listed stocks and enable brokers and others to trade in them. Index investing involves holding a portfolio of stocks or a mutual fund...
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Should You Use an LLC for Your Real Estate Investing? Probably--and Here's Why
Accountants and attorneys love limited liability companies. But
do limited liability companies--LLCs for short--really make
sense for real estate investors. Probably they do for two almost
unknown reasons.
The Big Legal Benefit of an LLC:...
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Property Investing: How to Get Maximum Retail Price in a Falling Market with Vendor Financing
In a falling market, many vendors have been conditioned to lower their price if their property is not selling. That's because they don't know about vendor financing.
If a vendor offers financing to a new buyer, it's called vendor financing. By offering financing, a seller can receive top retail price from their buyer.
Here's how it works, the seller can instruct their agent that they're willing to finance the buyer into all or part of their property. Perhaps, the new buyer will receive 10% vendor financing from the seller, get a bank loan for the remaining 80% and put in 10% themselves.
The seller will not negoiate on price, because they are offering "terms" such as financing to the buyer. The buyer is receiving financing from the vendor as well as the bank.
In this arrangement, the seller benefits because they receive the price they want in exchange they offer vendor financing to the new buyer.
The
buyer benefits because they may not have the necessary deposit saved, but they have the income to make monthly payments to the seller, as well as pay their mortgage to the bank.
If the vendor is willing to take delayed gratification, which means they won't receive all fo their money upfront, instead they may receive their money in payments for 1, 3 or 5 years- depending on how they structure the transaction-it's very fluid.
You can use this strategy when you sell through a real estate agent or when you sell it without an agent.
If you market your property this way, you'll find that buyers will prefer to purchase your property than the one down the street, because your property comes with finanicng and they can leverage their deposit.
About the Author
http://www.rickotton.com offers information for property investing, vendor finance, real estate investment and sandwich leasing
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